BDK Finance is a specialist bridging lender providing short-term finance secured against UK investment property, including residential, commercial and mixed-use property.
An unregulated lender, BDK Finance provides finance to companies and individuals for business purposes, helping property professionals secure investments or fund new and ongoing projects.
Tell us about the property, what you plan to do with it. You will hear back from the people who make the decision.
BDK Finance provides short-term property finance for business purposes, secured against UK property.
Our team has decades of experience assessing property projects, including:
Short-term funding secured against UK property.
Experience across light and heavy refurbishment projects.
Experience assessing HMO development and conversion projects.
Funding considerations for commercial-to-residential opportunities.
No theatre, and no silence. You will always know where a project stands.
The asset, the plan, and how you intend to exit. A short conversation is enough to start.
We look at the property itself and give you an honest read on where it sits, including when it does not work.
Terms are shaped around the project and its exit, rather than forced through a fixed product template.
Straightforward cases can complete within two weeks of application, and you get on with the property.
A professional valuation can provide an independent view of the property's value and help you sense-check your project assumptions.
The valuation is instructed for a lender rather than solely for the property owner or developer, providing a different perspective from a valuation commissioned for your own purposes.
Where appropriate, valuations may be capable of being re-addressed to a lender you subsequently choose, subject to that lender's requirements and acceptance.
You don't need to borrow from BDK Finance or be a client of Bond Finance to use the Deal Checker Service.
Even experienced property professionals can benefit from having an independent RICS valuation carried out for lending purposes.
A valuation commissioned by a property owner or developer may not be accepted by a lender because of potential conflicts of interest or because it does not meet the lender’s specific requirements.
By instructing a valuation through BDK, you can obtain a report prepared for a lender, potentially giving you useful information to consider when assessing your project and future funding requirements.
If you already have a particular lender in mind, we can discuss their requirements when considering the valuation instruction. Acceptance of any valuation remains subject to the individual lender’s criteria.
BDK Finance won’t be the right funding solution for every property project and we recognise that you may only need short-term finance occasionally.
Our aim is to build long-term relationships with property professionals and to be useful even when BDK isn’t ultimately the lender.
The Deal Checker Service is one way to get to know the team, understand how we work and access a valuation that may be useful when considering your project’s funding requirements.
BDK Finance and Bond Finance are closely connected, with the same experienced team behind both businesses.
You don’t need to be a Bond Finance client to use the BDK Deal Checker Service.
If you’re considering a property purchase, development, refurbishment or conversion, the Deal Checker Service gives you the opportunity to have a RICS valuation instructed through BDK.
BDK works with VAS Panel to arrange valuations from RICS-qualified surveyors. The valuation can provide an independent sense-check of the figures you’re working with before or during your project.
BDK Finance Ltd is an unregulated lender. It provides finance only for eligible business purposes and does not provide regulated consumer lending.
BDK Finance Ltd is not authorised or regulated by the Financial Conduct Authority.
BDK Finance lending is not protected by the Financial Services Compensation Scheme (FSCS).
Please ensure that you understand the nature of the finance being offered and obtain independent professional advice where appropriate.
Send the outline and we will come back with a straight answer. Monday to Friday, from 50 Gresham Street.